However, none of the payments have gone toward my debt.
I also have copies of my credit reports going back five years and there is no mention of the debt there either.
If I contact this collector, will the calendar restart on the debt?
How can I know that a debt collector is legitimate?
I sent several payments to a debt collector to pay off a debt.
They had my account information from previously authorized payments.
I haven’t received a Writ of Garnishment; can they continue to deduct money from my account without authorization?
I paid my credit card balance in full at am yesterday.
I have several credit card debts that third-party collectors are trying to collect. Now the third-party collectors are calling and saying they'll take legal action.
When I asked for information to verify their claims, they refused.